Agricultural Products and Services

Whether you are growing fields of corn, raising livestock, or producing solar energy; Mainstreet has the knowledge, expertise and resources needed to help you grow and scale your business. We are proud to offer a full range of innovative farming-specific financial products, as well as the support of experienced agricultural advisors and account managers.

Mainstreet is locally focused and understands the needs and challenges of farmers in our area with our 13 branch locations scattered across rural and small-town Middlesex, Sarnia-Lambton, and Chatham-Kent; many of these branches are located in farming communities.

Take a moment to learn more about our specialized agricultural products and services, or visit one of our branches today to speak to one of our knowledgeable financial advisors for a customized financial plan which fits your unique needs.

Agricultural Line-of-Credit

Plan for the possibility of a rainy day by securing an operating line-of-credit today, which is ready for your use whenever it is required and eliminates the need to apply for a new loan each time you require it. Interest rates can be floating or fixed and flexible repayment options ensure that your payments remain manageable.

Agricultural Term Loan

Sometimes you require a bit more cash at your disposal so you can jump-start a new agricultural business or project, purchase a piece of farm equipment or machinery, purchase livestock, invest in renewable energy equipment, or even refinance an existing loan.

Commercial and Farm Mortgage

Our Farm and Commercial Mortgages are available to assist your farm with the expansion or purchase of farm land, purchase farm equipment, construct new buildings, renovate existing buildings, or to acquire additional quota. 

We offer low fixed and prime based mortgage alternatives with terms of 1 to 5 years. Customize payments to meet your cash flow requirements with weekly, bi-weekly, monthly, quarterly, semi-annual or annual payments.


Mainstreet Credit Union offers the AgriInvest account which allows you the flexibility and ease to manage all of your accounts in one place and earn a competitive rate of interest on your account.


The Canadian Agricultural Loans Act (CALA) program is a financial loan guarantee program that gives farmers easier access to credit. Farmers can use these loans to establish, improve, and develop farms; while Agricultural co-operatives may also access loans to process, distribute, or market the products of farming.