Share Our Success

As a Mainstreet Credit Union member you have the opportunity to share in and benefit from Mainstreet's profits and success each year. It's our way of saying thank you!

Mainstreet pays profit shares once per year based on the profitability of the credit union and the volume of business you hold during the year. You could get a little or a lot, and the more you bank with us, the more we share with you.

Mainstreet for their 2016 year is proud to have distributed around $300,000 in profit-sharing to our qualifying members! Wow!

How do I qualify?

Currently to take part in Mainstreet’s profit-sharing program, the member(ship) must have an average of $33,333 in business with Mainstreet in the prior calendar year (Jan-Dec 2016).

For 2016 shares (being paid out in early-March 2017):

Per membership (not household): $.30 per $1000 of business with a minimum profit-share amount of $10 per qualifying member.

Goderich members- officially joined with Mainstreet in May 2016 and will be paid based on 8 months for 2016.

How are they paid?

Your profit-shares are put into your Patronage Shares account which you can view your deposit and account balance in online banking or by speaking to your in-branch representative for further information.

They remain in your account but are partially redeemable at 10% per year and fully redeemable if you ever had to leave Mainstreet.

Want to earn more Profit Share?

Want to boost your business with Mainstreet for the potential for a greater share of the profit? Make an appointment today!

Membership Shares

A dividend of .15% on the Membership Shares was distributed for 2016.

Investment Share Dividends

For 2016, the board approved a return of 3.08% for Investment Share dividend holders.