Join Mainstreet and receive up to $500

This Black Friday you can earn double the new member reward dollars when you join Mainstreet!

Did you hear about us from a current member? Book a referral appointment and they could receive up to $250 in member rewards dollars!

Black Friday Limited Time Offer

Join Mainstreet & add the banking, borrowing, and investing financial solutions you need to earn up to $500 in new member rewards.

Chequing Account

$100 Cash


$200 Cash


$100 Cash

Investment Services

$100 Cash

Terms and Conditions

*applies to referral program rewards

*This referral program is open to existing Mainstreet members who refer a new member to Mainstreet Credit Union.

The person joining/becoming a new member must be opening a new membership (never been a prior Mainstreet member) and complete one of the following actions:

  • Open a chequing or savings account and either deposit a minimum of $100 in the account (in addition to their membership shares), or set-up a re-occurring pre-authorized debit or credit on their account.
  • Apply and be approved for a Mainstreet mortgage that is a minimum of $50,000 or more (and 2 years or greater in term length)
  • Apply and get approved for a loan of greater than $5,000
  • Start a new investing relationship at Mainstreet of greater than $5,000 in new investments or amount being ported from another investment provider.

To qualify for each reward type, the service/product must be opened by the new member and free of any restrictions within 30 days of their membership start date.

*The new member (referee) must provide the name and contact info of the member who referred them when booking the appointment and/or during the new member account opening appointment.

Must be at least 13 years of age to participate in the reward programs.

For joint accounts- only the new primary account holder, and where applicable the person who referred them will receive the reward.

*There is no limit to the amount of referral incentives a Mainstreet member can achieve and the program is on-going with no expiry date.

Mainstreet Credit Union employees, board members and their immediate family members do not qualify for the reward programs

These programs do not apply to brokers & new members coming to Mainstreet through a broker referral.

This offer is not applicable to individuals referring or joining for a community & non-profit account.

This special refer a friend or join us appointment to receive double the rewards must be booked between November 21-28, 2022.

This special limited time new member appointment must take place between November 21 to on or before December 30, 2022.

Book your appointment by Cyber Monday
and join before December 31 to qualify

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Experience banking that is
Invested in you.

We're a co-op

Unlike the banks, we exist for you. Period.

Great rates

We provide great rates and prices on accounts, loans, mortgages, and more, to help you get ahead.

We give advice

As a cooperative we exist solely for you. Without commissions, or the need to make shareholders rich, we can focus solely on what products and services are best for you, nothing else.

We are local

We understand Southwestern Ontario. Decisions are made here. Profits go back to our communities.

We share

When's the last time your bank paid you? Never? We do through our profit-sharing program.

Stacy & Tricia

We switched our construction loan to Mainstreet and they instantly took care of us and everything we required. It’s an amazing banking experience- our family could not be happier.

— Stacy & Tricia More Stories

Experience cooperative banking that is
Invested in you.