Is your mortgage with another financial provider?

Share with us your renewal date info and receive a $10 digital Tim Hortons gift card.

Share Your Date

Before your mortgage comes due with the other provider Mainstreet will reach out to you to discuss what mortgage options and rates we can provide and other amazing perks like a free chequing account and annual profit sharing when you have your mortgage with Mainstreet!

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Contest Rules & Regulations*

  1. One gift card per household & per person.
  2. Must have a personal or commercial mortgage renewing at another financial institution.
  3. Gift card will be emailed on the Friday, a week after submission.
  4. By participating you consent to being contacted by Mainstreet to discuss your mortgage/our mortgage offering.
  5. The home that the mortgage renewing for must be located in Southwestern Ontario.
  6. Must be a legal resident of Ontario, Canada and age of majority (18+)
  7. Offer ends on June 30, 2020.
  8. A valid email is required.
  9. Giveaway is not sponsored, endorsed or administered by, or associated with Tim Hortons.
  10. Must be over 18 years old.
  11. Giveaway will be delivered via email.
  12. Must be eligible for mortgage renewal.

*Mainstreet Credit Union reserves the right to cancel, terminate, modify or suspend the offer at any time. Mainstreet employees (or immediate family members of employees) are not eligible for this offer.

Features of a Mainstreet Mortgage

Free chequing account

With a mortgage (or any combined business at Mainstreet of over $100,000) you can receive a Complete, E-ssential, or Light chequing account package for free!

Flexible payment frequency

You decide how to pay - smaller payments weekly, or the full amount once per month (or something in-between)!

Own your home sooner with pre-payments

Pay up to 20% of the original principal of your mortgage each year and at any time! - No waiting for the mortgage anniversary date!

Double up any of your regular mortgage payments. See how pre-payments can really make a difference in owning your home sooner by using our mortgage payment calculator tool.

Mortgage flexibility

If you are in a variable rate mortgage you can switch into a fixed rate mortgage at any time.

If your needs change or you are moving, talk to us- we’ll help with determining what mortgage options work best for your unique needs.

Featured Rates

2-year fixed
6.49%
5-year fixed
5.59%
More Rates

Mortgage Stories

Brianne & John

Brianne & John

We were buying our first house in Chatham and everything went so smooth. Our advisor Joe took care of everything and ahead of schedule. The rate we got was unheard of - we could not be happier! We had lots of questions being first-timers and we would email at night and get a response. Joe was so friendly and really willing to help. It just felt like a one-on-one experience we would not have had elsewhere.
Chris & Cheryl

Chris & Cheryl

Where can you say you got more then you expected? With Mainstreet we received a lower rate then the competitors and we feel we received the best possible service and advice. Our advisor took care of all our finances and recommended a consolidation loan to save us more money. She is always looking for ways to help us out financially and whatever she recommends we do! Because of Mainstreet and her advice we were able to move from the world of renting to owning.
Daniel & Melanie

Daniel & Melanie

Being in our early-20's we weren’t sure if home-ownership would even be possible! When we went to Mainstreet our advisor Sandra took the time to educate us on all there is to know around buying a home and getting a mortgage and we worked to crunch the numbers so we could make the right decision on how much to spend. We also looked at our full financial picture together, from student debt to car payments, to make sure we were making the right financial decisions in other areas.
Derek & Andrea

Derek & Andrea

The mortgage experience can be tough as a young couple, Mainstreet was good at making things effortless for us, plus we found a financial advisor who really worked with us on our future plans and helped us move from our starter condo to our dream home.
Stacy & Tricia

Stacy & Tricia

We were needing a building loan for our dream home in Goderich. We heard great things about Mainstreet so set-up a meeting with Kim. She took the time to get to know us and the situation and jumped right in. Within 3 days she had fixed everything related to our bank loan situation and the entire process was so much smoother and personalized - we really felt well taken care of. With Mainstreet we feel like they are on our side, saving us money, and taking care of our family's financial well-being.

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