Chequing Accounts
Savings Accounts
$5,000 and Under
0.25%
$5,001 - $25,000
.50%
$25,001 - $50,000
1.20%
$50,001 - $100,000
1.20%
Over $100,000
1.20%
Under $100
0.25%
$100 - $5,000
0.60%
$5,001 - $25,000
1.20%
Over $25,000
1.20%
Under $100
0.25%
$100 - $5,000
0.60%
$5,001 - $25,000
1.20%
Over $25,000
1.20%
Daily Savings
0.15%
GIC's/Term Deposits
(available as non-registered and registered)
1st year
1.50%
2nd year
2.00%
3rd year
3.50%
1st year
1.50%
2nd year
2.00%
3rd year
2.50%
4th year
3.00%
5th year
4.00%
1 year term
2.00%
2 year term
2.10%
3 year term
2.20%
4 year term
2.30%
5 year term
2.40%
Mortgages **
5 year variable closed
3.99%
Construction Mortgage
Mainstreet Prime + 2.50%
Bridge Financing
Prime + 2.50%
1 year
2.89%
2 year
3.29%
3 year
3.29%
4 year
3.29%
5 year
2.99%
1 Year (Fixed)
6.30%
Lines of Credit
Line of Credit
Prime + 2.65%
Student Line of Credit
Prime + 1.65%
HELOC
Prime + 1.00%
Primeline Line of Credit
Prime + 1.00%
Overdraft Protection
Overdraft Protection
19.90%
Exchange Rates
Currency
Selling
Buying
United States (Dollar)
1.2955
1.3535
Euro
1.3629
1.5417
British Pound
1.5397
1.7381
Prime
Mainstreet Prime
3.95%
* Interest is earned on balances within each tier
** Rates are subject to change and are based on approved credit (O.A.C.). The interest rate with variable rate mortgages will fluctuate with Mainstreet's Prime Rate. For commercial mortgage rate info, please speak to a Commercial & Agricultural Manager.
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