Calculators
Chequing Accounts
Savings Accounts
$5,000 and Under
0.90%
$5,001 - $25,000
0.95%
$25,001 - $50,000
1.00%
$50,001 - $100,000
1.05%
Over $100,000
1.10%
Under $100
0.90%
$100 - $5,000
0.95%
$5,001 - $25,000
1.05%
Over $25,000
1.10%
Under $100
0.90%
$100 - $5,000
0.95%
$5,001 - $25,000
1.05%
Over $25,000
1.10%
Daily Savings
0.10%
GIC's/Term Deposits
(available as non-registered and registered)
1st year
3.30%
2nd year
3.25%
3rd year
3.20%
1st year
3.40%
2nd year
3.35%
3rd year
3.30%
4th year
3.25%
5th year
3.20%
1 year cashable term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
2.65%
1 year term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
3.00%
2 year term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
3.05%
3 year term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
3.15%
4 year term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
3.20%
5 year term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
3.25%
Mortgages **
5 year variable closed
4.45%
Construction Mortgage
Mainstreet Prime + 2.50%
Bridge Financing
Prime + 2.50%
1 year
5.34%
2 year
5.19%
3 year
4.39%
4 year
4.79%
5 year
4.29%
1 Year (Fixed)
9.75%
5 Year Variable High Ratio
4.05%
5 Year Fixed High Ratio
3.99%
Lines of Credit
Line of Credit
Prime + 2.50%
Student Line of Credit
Prime + 1.00%
Primeline Line of Credit/HELOC
Prime + 1.00%
Overdraft Protection
Overdraft Protection
19.90%
Exchange Rates
Currency
Selling
Buying
United States (Dollar)
1.3531
1.4144
Euro
1.4932
1.6587
British Pound
1.7421
1.9352
Prime
Mainstreet Prime
4.95%
* Interest is earned on balances within each tier
** Rates are subject to change and are based on approved credit (O.A.C.). The interest rate with variable rate mortgages will fluctuate with Mainstreet's Prime Rate. For commercial mortgage rate info, please speak to a Commercial & Agricultural Manager.
*** unauthorized overdrafts and overdue amounts are 29.90%