Calculators
Chequing Accounts
Savings Accounts
$5,000 and Under
0.85%
$5,001 - $25,000
0.90%
$25,001 - $50,000
0.95%
$50,001 - $100,000
1.00%
Over $100,000
1.05%
Under $100
0.85%
$100 - $5,000
0.90%
$5,001 - $25,000
1.00%
Over $25,000
1.05%
Under $100
0.85%
$100 - $5,000
0.90%
$5,001 - $25,000
1.00%
Over $25,000
1.05%
Daily Savings
0.10%
GIC's/Term Deposits
(available as non-registered and registered)
1st year
3.35%
2nd year
3.30%
3rd year
3.25%
1st year
3.35%
2nd year
3.30%
3rd year
3.25%
4th year
3.20%
5th year
3.15%
1 year cashable term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
2.60%
1 year term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
3.05%
2 year term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
3.10%
3 year term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
3.20%
4 year term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
3.20%
5 year term
Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+
3.20%
Mortgages **
5 year variable closed
4.45% (Prime-0.50%)
Construction Mortgage
7.45% (CreditMaster Prime+2.50%)
Bridge Financing
7.45% (Prime+2.50%)
1 year
5.39%
2 year
5.19%
3 year
4.49%
4 year
4.79%
5 year
4.49%
1 Year (Fixed)
9.75%
5 Year Variable High Ratio
4.15% (Prime-0.80%)
3 Year Fixed High Ratio
4.09%
5 Year Fixed High Ratio
4.09%
Lines of Credit
Line of Credit
7.45% (Prime+2.50%)
Student Line of Credit
5.95% (Prime+1.00%)
Primeline Line of Credit/HELOC
5.95% (Prime+1.00%)
Overdraft Protection
Overdraft Protection
19.90%
Exchange Rates
Currency
Selling
Buying
United States (Dollar)
1.3375
1.3985
Euro
1.5179
1.6561
British Pound
1.7420
1.9351
Prime
CreditMaster Prime
4.95%
Mainstreet Prime
4.95%
* Interest is earned on balances within each tier
** Rates are subject to change and are based on approved credit (O.A.C.). The interest rate with variable rate mortgages will fluctuate with Mainstreet's Prime Rate. For commercial mortgage rate info, please speak to a Commercial & Agricultural Manager.
*** unauthorized overdrafts and overdue amounts are 29.90%