Calculators

Chequing Accounts

Savings Accounts

$5,000 and Under
1.15%
$5,001 - $25,000
1.35%
$25,001 - $50,000
1.55%
$50,001 - $100,000
1.80%
Over $100,000
2.00%
Under $100
1.40%
$100 - $5,000
1.65%
$5,001 - $25,000
1.90%
Over $25,000
2.00%
Under $100
1.35%
$100 - $5,000
1.55%
$5,001 - $25,000
1.80%
Over $25,000
2.00%
Daily Savings
0.10%

GIC's/Term Deposits

(available as non-registered and registered)
1st year
3.75%
2nd year
3.70%
3rd year
3.65%
1st year
3.70%
2nd year
3.65%
3rd year
3.60%
4th year
3.55%
5th year
3.50%
1 year cashable term Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+ Relationship Reward icon
3.00%
1 year term Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+ Relationship Reward icon
3.90%
2 year term Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+ Relationship Reward icon
3.70%
3 year term Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+ Relationship Reward icon
3.60%
4 year term Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+ Relationship Reward icon
3.50%
5 year term Receive an extra 0.15% on these rates if your bank, borrow, and invest activity with Mainstreet totals $100,000+ Relationship Reward icon
3.50%

Mortgages **

5 year variable closed
6.15%
Construction Mortgage
Mainstreet Prime + 2.50%
Bridge Financing
Prime + 2.50%
1 year
6.34%
2 year
5.89%
3 year
4.99%
4 year
5.19%
5 year
4.79%
1 Year (Fixed)
9.75%
5 Year Variable High Ratio
5.49%
5 Year Fixed High Ratio
4.39%

Lines of Credit

Line of Credit
Prime + 2.50%
Student Line of Credit
Prime + 1.00%
Primeline Line of Credit/HELOC
Prime + 1.00%

Overdraft Protection

Overdraft Protection
19.90%

Exchange Rates

Currency
Selling
Buying
United States (Dollar)
1.3454
1.4066
Euro
1.4268
1.5849
British Pound
1.7048
1.8937

Prime

Mainstreet Prime
6.45%

* Interest is earned on balances within each tier

** Rates are subject to change and are based on approved credit (O.A.C.). The interest rate with variable rate mortgages will fluctuate with Mainstreet's Prime Rate. For commercial mortgage rate info, please speak to a Commercial & Agricultural Manager.

*** unauthorized overdrafts and overdue amounts are 29.90%

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