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A Savings Strategy: Pay Yourself First

August 23, 2021

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Building a bright financial future for your child

August 13, 2021

Written by: Joan Battram & Linda Kew | Member Service Representatives | Parkhill Branch When a child is born so many responsibilities come with raising this child. One thing that can easily be taken care of is their education. Opening an RESP (Registered Education Savings Plan) could be one of the smartest decisions that you […]

Building a Financial Plan

July 28, 2021

Written by: Marc Pranger |Wealth Management Advisor | Credential Asset Management Inc. | Chatham branch Financial planning is so important for our future, yet many of us find it to be a difficult process with not understanding the necessary steps to take or how to wade through the financial jargon. Taking care of our financial […]

Financial Goals- Short-Term, Mid-Term and Long-Term

July 16, 2021

By: Tiffany White | Sr. MSR | Mount Brydges Annual financial planning with your financial advisor gives you the opportunity to review and update your goals and check-in on your progress to achieving them. It helps you reach financial goals that you want to achieve – short-term, mid-term and long-term. Let’s breakdown the difference between […]

How To Manage Your Side Hustle

June 21, 2021

Written by: Adele Mineau | Commercial and Agricultural Account Manager | Ailsa Craig & Parkhill branches Side hustles have become a popular way of supplementing income from a full or part time job, and they’re only getting more common during the Covid-19 pandemic. A good side hustle should be scalable, flexible, and well paying. Income […]

Student banking; we do that

June 11, 2021

Written by: Andrea Zapf | Financial Advisor | Ailsa Craig Branch Whether you are just finishing high school, deciding to finally go back to school after an extended break, or maybe you are looking for a much-needed career change, Mainstreet has you covered. We offer a wide range of student services to help- from daily […]

Saving for a Down Payment to Buy a Home

June 07, 2021

Written by: Lindsey Ewart | Financial Advisor | Corunna Branch You may be interested to learn more about how to start saving for a down payment towards a home purchase. Although it may seem daunting to think about, here are a few tips and tricks that can help you get closer to owning your own […]

Downsizing to the lifestyle, and home, you want today

May 28, 2021

Tricia Bouterse | Financial Advisor | Sarnia Most homeowners come to a point in their life when they may want to downsize their home maybe because of their stage of life or becoming empty-nesters, wanting to retire in a new place, wanting less up-keep and space to maintain, wanting more financial freedom, and more. It’s […]

What is a Fixed Rate Mortgage?

May 21, 2021

Liz Oliver | Financial Advisor | Mount Brydges Whether you are buying your first home, refinancing or renewing an existing mortgage, sometimes deciding whether to go with a fixed or variable rate mortgage can be confusing. I’d like to share some information that may be helpful when deciding if a fixed rate mortgage is right […]

Managing your Credit Card Debts and Payments

May 03, 2021

James Lounsbury | Branch Manager | Goderich Are you having difficulty keeping up with multiple monthly credit card or loan payments? Do you have multiple credit card bills or loans to keep track of and pay on different dates? Does it feel like you’ll never be able to pay off what you owe? Credit card […]

Financing and Building Your Dream Home

April 26, 2021

Written by: Marina Kraft | Financial Advisor | Strathroy Branch If you have been searching and searching and haven’t yet found your dream home, building one from the ground up might be the right solution for you. A few things to consider if you are thinking of undertaking a home build: You’ll need to secure […]

What is a HELOC (Home Equity Line Of Credit)?

April 16, 2021

Written by: Abby Randall | Financial Advisor | Brigden Branch Are you thinking about doing some home improvements, going on vacation, or even putting in that dream swimming pool but unsure how to fund these improvements? Have you thought of using the equity in your home to borrow at a low cost? Let’s explore how […]

Why you should get pre-approved when shopping for your first home

April 06, 2021

Written by: Aimee June | Assistant Branch Manager | Chatham Branch Unless you have been hibernating all winter long, you’ve likely seen how hectic the real estate market has been already! The additional stress this is putting on home buyers has increased substantially but it is a particularly difficult situation for first time home buyers. […]

Contemplating Taking a Break?

March 16, 2021

Written by: Doreen Welsh | Commercial and Agricultural Account Manager | Goderich Branch COVID-19, and the onset of the pandemic, brought fear and panic to many. Job layoffs, business interruptions, and closures, along with the hesitancy to leave your house for fear of contracting the virus, forced us into unknown territory and left many wondering […]

I want to invest in the markets, but I’m scared they will drop

February 22, 2021

Written by: Shawn Gethke | Investment Advisor | Credential Asset Management Inc. | Goderich Investing in the markets isn’t always the right fit for everyone when it comes to deciding how you will save and grow your money over your lifetime. It’s important to do investment and financial planning with a trusted and qualified advisor. […]

Importance of Investing Early

February 11, 2021

Written by: Marc Pranger | Investment Advisor | Credential Asset Management Inc. | Sarnia Region – Exmouth St. Importance of Investing Early Investing when you are young is hard to get excited about. Experiencing the ‘lightning-fast loading with ultra-high-speed SSD, adaptive triggers and 3D audio’ with the new PS5 gaming console could arguably provide more […]

RRSP vs. TFSA: find the right balance

January 22, 2021

Most Canadians can benefit from having a Registered Retirement Savings Plan (RRSP or RSP for short) and a Tax Free Savings Account (TFSA) — both are great tax-sheltered savings vehicles. The key difference is whether you pay taxes now or later. RSP contributions are tax deductible, so they generate a tax credit. But withdrawals are […]

Invest and Wait

August 31, 2020

The best time to invest for the long term is when you have the money available and free to be committed for an appropriate amount of time.

There is a lot more to a good mortgage deal than just a great rate

July 10, 2020

Look beyond the rate and see what other factors should be considered when moving forward with a mortgage.

What now?

June 02, 2020

2020 certainly has turned out to be a surprise for many investors. Ensure you remain in a position to prosper in the future.

Become mortgage-free, sooner

May 19, 2020

Become mortgage-free, sooner with these simple strategies.

Have confidence through the turbulent times

March 10, 2020

Give yourself the confidence to endure during turbulent times to reap the rewards when markets recover and grow.

Always have a financial goal (and a way to reach it)

February 20, 2020

Whatever your income level, whatever your job, whatever your age, whatever your financial status, always have a goal and a way to reach it.

A tax-free way to save your money

March 18, 2019

Discover how the tax-free savings program works and how to make the most out of the program.

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