Am I Retirement Ready?
February 15, 2022
Wondering if you are ready for retirement? Take the first step today to prepare for your journey of tomorrow.
TFSA: Short-Term vs. Long-Term Savings
January 28, 2022
A Tax-Free Savings Account is a great versatile tool that can be used for many mid-to long-range saving needs and goals throughout your lifetime, including saving for retirement.
What is an RDSP?
November 19, 2021
An RDSP is a Registered Disability Savings Plan that is intended to help parents, guardians and qualifying participants save money for the welfare and financial well being of someone with a disability.
Top 10 Things to know about Mainstreet Online Banking
October 21, 2021
Get the most out of our online banking service with the following top 10 tips and tricks.
A Savings Strategy: Pay Yourself First
August 23, 2021
You try to set aside money every paycheck for your savings but by the time you pay your bills, buy groceries, gas and go out for dinner a few times it feels like there is nothing left to save. Maybe it’s time to try a different approach.
Building a bright financial future for your child
August 13, 2021
When a child is born so many responsibilities come with raising this child. One thing that can easily be taken care of is their education. Opening an RESP (Registered Education Savings Plan) could be one of the smartest decisions that you will make.
Building a Financial Plan
July 28, 2021
Financial planning is so important for our future, yet many of us find it to be a difficult process with not understanding the necessary steps to take or how to wade through the financial jargon.
Financial Goals- Short-Term, Mid-Term and Long-Term
July 16, 2021
Annual financial planning with your financial advisor gives you the opportunity to review and update your goals and check-in on your progress to achieving them. It helps you reach financial goals that you want to achieve – short-term, mid-term and long-term.
How To Manage Your Side Hustle
June 21, 2021
Side hustles have become a popular way of supplementing income from a full or part time job, and they’re only getting more common during the Covid-19 pandemic. A good side hustle should be scalable, flexible, and well paying. Income can be used to pay-off debt, or put away more into savings, while doing something you love.
Student banking; we do that
June 11, 2021
Whether you are just finishing high school, deciding to finally go back to school after an extended break, or maybe you are looking for a much-needed career change, Mainstreet has you covered.
Saving for a Down Payment to Buy a Home
June 07, 2021
You may be interested to learn more about how to start saving for a down payment towards a home purchase. Although it may seem daunting to think about, here are a few tips and tricks that can help you get closer to owning your own home.
Downsizing to the lifestyle, and home, you want today
May 28, 2021
Most homeowners come to a point in their life when they may want to downsize their home maybe because of their stage of life or becoming empty-nesters, wanting to retire in a new place, wanting less up-keep and space to maintain, wanting more financial freedom, and more.
What is a Fixed Rate Mortgage?
May 21, 2021
Whether you are buying your first home, refinancing or renewing an existing mortgage, sometimes deciding whether to go with a fixed or variable rate mortgage can be confusing. Get help deciding if a fixed rate mortgage is right for you.
Managing your Credit Card Debts and Payments
May 03, 2021
Are you having difficulty keeping up with multiple monthly credit card or loan payments? Do you have multiple credit card bills or loans to keep track of and pay on different dates? Learn how you can manage your credit card debts and payments.
Financing and Building Your Dream Home
April 26, 2021
If you have been searching and searching and haven’t yet found your dream home, building one from the ground up might be the right solution for you.
What is a HELOC (Home Equity Line Of Credit)?
April 16, 2021
Are you thinking about doing some home improvements, going on vacation, or even putting in that dream swimming pool but unsure how to fund these improvements? Have you thought of using the equity in your home to borrow at a low cost? Let’s explore how this can work with a Home Equity Line of Credit (HELOC).
Why you should get pre-approved when shopping for your first home
April 06, 2021
Buying a home can be a challenge. Learn about why you should get pre-approved before shopping for your first home.
I want to invest in the markets, but I’m scared they will drop
February 22, 2021
Investing in the markets isn’t always the right fit for everyone when it comes to deciding how you will save and grow your money over your lifetime. It’s important to do investment and financial planning with a trusted and qualified advisor.
Importance of Investing Early
February 11, 2021
Investing when you are young is hard to get excited about but the sooner you make it a priority to invest for retirement, the better. When time is on your side, it’s a huge ally.
RRSP vs. TFSA: find the right balance
January 22, 2021
Most Canadians can benefit from having a Registered Retirement Savings Plan (RRSP or RSP for short) and a Tax Free Savings Account (TFSA) — both are great tax-sheltered savings vehicles. Your circumstances and goals will determine how you allocate your resources.
Invest and Wait
August 31, 2020
The best time to invest for the long term is when you have the money available and free to be committed for an appropriate amount of time.
There is a lot more to a good mortgage deal than just a great rate
July 10, 2020
Look beyond the rate and see what other factors should be considered when moving forward with a mortgage.
Become mortgage-free, sooner
May 19, 2020
Become mortgage-free, sooner with these simple strategies.
Have confidence through the turbulent times
March 10, 2020
Give yourself the confidence to endure during turbulent times to reap the rewards when markets recover and grow.
Always have a financial goal (and a way to reach it)
February 20, 2020
Whatever your income level, whatever your job, whatever your age, whatever your financial status, always have a goal and a way to reach it.