We help to make owning your first home possible.
We know as a first-time home buyer that you may have questions and want an expert to be there to guide you through the mortgage and home buying process. Our Mainstreet advisors will be there by your side helping you step-by-step in finding the right home and mortgage for you.
In this competitive market you need a mortgage and financial provider that will give you good advice, a great mortgage-rate, and flexible payment options.
Things to consider when purchasing your first home.
What are you looking for?
Get House Hunting
Finalize your Mortgage
Protect your home
Get more with a Mainstreet mortgage
Mainstreet mortgages can be customized to you and your unique needs.
a great rateApply and lock-in a great rate for 90 days! If the rate lowers during that time you automatically get the better rate!
a dedicated advisorHave a Mainstreet advisor available to walk you through all the steps, provide advice, and easy to reach for any of your questions along the way.
mortgage types & flexibilityMainstreet mortgages have built in flexibility. Switch your variable rate to fixed rate mortgage at any time. Planning to move or make other life changes? Speak to your advisor about porting your mortgage and other available options to fit your needs.
flexible paymentsPayment flexibility. Maybe you'll go with smaller payments weekly, or the full amount once per month (or something in-between). There are also options for the overall length of time you'll take to pay your mortgage off (amortization period).
a free chequing accountChoose from a selection of free chequing accounts, with a mortgage, or any combined business at Mainstreet, of over $100,000.
pre-payment optionsGet mortgage-free sooner, and save money, with Mainstreet's generous pre-payment options. Pay up to 20% of the original principal of your mortgage each year and increase your regular payment amount.
The mortgage experience can be tough as a young couple, Mainstreet was good at making things effortless for us, plus we found a financial advisor who really worked with us on our future plans and helped us move from our starter condo to our dream home.
Check out these helpful resources:
What is a Fixed Rate Mortgage?
How to save for a down payment to buy a home
Why you should get pre-approved when shopping for your first home
For most families the biggest debt and the biggest monthly expense are one and the same thing: the mortgage. Mortgage life insurance, available on all Mainstreet mortgages, helps ensure the security of your family home in the event of loss of life.
Talk to a Mainstreet advisor about adding mortgage insurance to your home.