Your Mainstreet debit card is equipped with tap/flash which provides convenient and secure access to your accounts at ATM's and Interac© terminals at retailers.

At participating retailers, for purchases under $250 you have the option of tapping your card (flash) to pay or inserting your chip + PIN.

Card Set-Up

  • To activate your flash card for the first time you must insert your chip and enter your PIN. This will activate your card for chip, flash/tap and online banking use.
  • If you need to reset your PIN visit any Mainstreet branch, or one of the 3500+ ATM's on our network.

Security Features

  • As a security feature, you can spend only up to a cumulative maximum of $400 over any time period, at which time you will be asked to insert your chip card and input your debit PIN.
  • There is a $250 tap/flash limit per transaction. Purchases exceeding this amount will require your chip and PIN to be used.

Getting on to online banking

Before logging in with your new debit card, you must ensure it's activated (see instructions above). If you have any old cards "memorized" on your computer you must delete them first. Learn more here.

Lost or Stolen Mainstreet debit card?

Once we are advised, you are not liable for any money removed from your account without your permission. You can report a lost or stolen debit card during regular business hours by calling one of our branches. After hours, please call 1-888-277-1043.

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