Interac e-Transfers now included* in our personal chequing accounts.
All of our personal chequing accounts are created with different needs in mind whether you require all the bells and whistles of an all-inclusive chequing account, online transactions, or a low-cost chequing account for light banking needs, or maybe even something in between.
Premium
Perfect for those who would like unlimited monthly services, whether in-branch, online, mobile, ATM and more.
Monthly Fee
REG: $15.95
Up to $10 off a chequing account monthly if your bank, borrow, and invest activity with Mainstreet totals $100,000+
R&R: $5.95
Ages 13-25
YOUTH/YOUNG ADULTS: $7.95
Ages 60+
GOLDEN: $7.95
Complete
You have moderate banking needs and would like to be able to access all transaction services from in-branch, ATM's, online and more.
Monthly Fee
REG: $9.95
Up to $10 off a chequing account monthly if your bank, borrow, and invest activity with Mainstreet totals $100,000+
R&R: FREE
Ages 13-25
YOUTH/YOUNG ADULTS: $1.95
Ages 60+
GOLDEN: $1.95
E-ssential
Perfect for those who would like unlimited monthly services online, with light in-branch banking needs.
Monthly Fee
REG: $7.95
Up to $10 off a chequing account monthly if your bank, borrow, and invest activity with Mainstreet totals $100,000+
R&R: FREE
Ages 13-25
YOUTH/YOUNG ADULTS: FREE
Ages 60+
GOLDEN: FREE
Light
You have light banking needs and would like to be able to access all transaction services from in-branch, ATM's, online and more.
Monthly Fee
REG: $4.95
Up to $10 off a chequing account monthly if your bank, borrow, and invest activity with Mainstreet totals $100,000+
R&R: FREE
Ages 13-25
YOUTH/YOUNG ADULTS: FREE
Ages 60+
GOLDEN: FREE
US Account
A chequing account for US transactions.
Monthly Fee
REG: FREE
Up to $10 off a chequing account monthly if your bank, borrow, and invest activity with Mainstreet totals $100,000+
R&R: FREE
Ages 13-25
YOUTH/YOUNG ADULTS: FREE
Ages 60+
GOLDEN: FREE
Eligible deposits (not in registered accounts) with Ontario Credit Unions are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)