Building a business from the ground up can be challenging – let us help!

Mainstreet's lending experience for small businesses and start-ups makes it easier for you to borrow what you need, when you need it. Our unique loan and line of credit options provide a simplified application process, faster approval times, and expert advice from people who truly understand your goals, making it easier for you to grow your business, so you can focus on what matters.

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Small Business Loan or Line of Credit

These borrowing options are ideal for small businesses that have been operating for over a year with or without a previous history of borrowing.

Key Benefits

  • Up to $100,000 loan or line of credit
  • Easy application process
  • Improved turnaround time for small business credit
  • Line of credit up to a maximum of 50% of the gross annual business revenue from the most recent year-end
  • Approval based on personal factors or principals of your business
Get Started Today
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Start-Up Loan or Line of Credit

These borrowing options are ideal for small businesses that are just getting started or have been operating for less than a year with no previous borrowing history.

Key Benefits

  • Up to $50,000 loan or line of credit
  • Easy application process
  • Improved turnaround time for small business credit
  • Approval based on personal factors or principals of your business
Get Started Today

Frequently Asked Questions

What’s the difference between a loan and a line of credit?

The small business and start-up loans provide funds that can be used to make capital purchases for your business, such as equipment, machinery, furniture, and more. These loans are typically fixed with combined repayment of principal and interest, within a certain time frame.

The small business and start-up lines of credit provide funds that can be used to support the day-to-day operations of your business, such as payroll, expenses, and other operating costs. These lines of credit have a set dollar limit but can be paid down and reused as needed. They also support a variety of repayment options.

Can businesses in any industry apply for these products?

These Mainstreet lending products are designed to support for-profit businesses, in most industries - from small start-up businesses to existing farm operations, and everything in between.

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