You’ve found your dream home now own it sooner with a great mortgage. A Mainstreet mortgage offers a low mortgage rate and incredible perks like generous pre-payment options, plenty of payment frequency choices, and a *free chequing account.

Features of a Mainstreet Mortgage

Free chequing account

With a mortgage (or any combined business at Mainstreet of over $100,000) you can receive a Complete, E-ssential, or Light chequing account package for free!

Flexible payment frequency

You decide how to pay - smaller payments weekly, or the full amount once per month (or something in-between)!

Own your home sooner with pre-payments

Pay up to 20% of the original principal of your mortgage each year and at any time! - No waiting for the mortgage anniversary date!

Double up any of your regular mortgage payments. See how pre-payments can really make a difference in owning your home sooner by using our mortgage payment calculator tool.

Mortgage flexibility

If you are in a variable rate mortgage you can switch into a fixed rate mortgage at any time.

If your needs change or you are moving, talk to us- we’ll help with determining what mortgage options work best for your unique needs.

Featured Rates

5 year variable


5 year fixed


*Rate subject to change and on approved credit (O.A.C).

Stacy & Tricia

We switched our construction loan to Mainstreet and they instantly took care of us and everything we required. It’s an amazing banking experience- our family could not be happier.

— Stacy & Tricia More Stories

Mortgage Insurance

For most families the biggest debt and the biggest monthly expense are one and the same thing: the mortgage. Mortgage life insurance, available on all Mainstreet mortgages, helps ensure the security of your family home in the event of loss of life.

Experience cooperative banking that is
Invested in you.