We can help you afford the home you need for your life today.

Whether you are a first-time home buyer, renewing your mortgage, up-sizing or downsizing your home for your current or next life-stage, we can help!

In this competitive market you need a mortgage and financial provider that will give you good advice, a great mortgage-rate, and flexible payment options.

Whatever your mortgage need may be, we have the solution for you.

Mainstreet mortgages can be customized to you and your unique needs.

  • Apply and lock-in a great rate for 90 days! If the rate lowers during that time you automatically get the better rate!
  • Have a Mainstreet advisor available to walk you through all the steps, provide advice, and easy to reach for any of your questions along the way.
  • Mainstreet mortgages have built in flexibility. Switch your variable rate to fixed rate mortgage at any time. Planning to move or make other life changes? Speak to your advisor about porting your mortgage and other available options to fit your needs.
  • Payment flexibility. Maybe you'll go with smaller payments weekly, or the full amount once per month (or something in-between). There are also options for the overall length of time you'll take to pay your mortgage off (amortization period).
  • Choose from a selection of free chequing accounts, with a mortgage, or any combined business at Mainstreet, of over $100,000.
  • Get mortgage-free sooner, and save money, with Mainstreet's generous pre-payment options. Pay up to 20% of the original principal of your mortgage each year and increase your regular payment amount.

Featured Rates

5-year fixed
2.39%
5-year variable
2.05%
Brenda & Mike

We've been members for over 25 years ago now and we wouldn't do our banking anywhere else. We weren't really looking for a new home but when we saw this place we just knew. We had issues with the sellers towards the end of the process and we were actually worried the deal was going to fall through. Mainstreet was on our side supporting us all the way and quickly re-worked all the financing details and paperwork to come up with a solution so we could finalize the deal on our dream home.

— Brenda & Mike More Stories

Calculate home and mortgage affordability, mortgage payments, mortgage length and compare mortgage pricing and payment options.

TRY OUR MORTGAGE CALCULATOR

Mortgage Insurance

For most families the biggest debt and the biggest monthly expense are one and the same thing: the mortgage. Mortgage life insurance, available on all Mainstreet mortgages, helps ensure the security of your family home in the event of loss of life.

Talk to a Mainstreet advisor about adding mortgage insurance to your home.

Experience cooperative banking that is
Invested in you.