At 21 and 23 years old we weren’t sure if home-ownership would even be a possibility. We had met with a bank before coming to Mainstreet and felt we were strung along and they led us to believe we couldn’t afford a home. We hadn’t heard of credit unions before but our realtor Amanda referred us and we are so glad she did. When we went to Mainstreet a few months ago, our advisor Sandra took the time to educate and inform us so we could understand all there was to know about a mortgage and the mortgage process, we worked with her to crunch the numbers using a mortgage affordability calculator so we could make the right decision on how much to spend on a home and what would be possible, and she even took the time to go over all the terms and important things to know with us, like extra costs when you buy a house with us being new to the process.
Sandra also took the time to look at more of our financial picture- we talked about schooling debt, car payments and our finances as a whole so she could help us make the right financial decisions in other areas of our finances, not just our mortgage. We were also impressed at how professional and friendly she is and how good she is at responding to us and answering our questions quickly.
We tried to purchase a few homes but it was very competitive, but we feel like the one we ended up buying was the right choice for us and truly feels like home. We are about 20 minutes outside of Goderich in the beautiful town of Lucknow and the community is fantastic. We’re excited to own our home and be able to do with it what we want to from paint to the not so fun reno’s like putting on a new roof this summer”.
We’re excited to make this our long-term house and put down roots in this great community.