Life Income Funds (LIFs)

  • You control the types of investments held in your LIF
  • Provides some flexibility in income withdrawals. LIF's feature a minimum annual required withdrawal and also a maximum annual allowed withdrawal, both based on age
  • Available for those with locked-in funds in RRSP's or Registered Pension Plans who want a choice of investments and income level

Financial Services Regulatory Authority of Ontario (FSRAO)

FSRAO's role is to protect depositors of Ontario credit unions. All insurable non-registered deposits are covered up to $250,000. Insurable deposits in registered accounts have unlimited deposit coverage. This is free automatic coverage for you our members!

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