Special Offers
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Get a $25 gift card when you complete a goal planning session
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Terms & Conditions
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Get up to $700 cash back when you start investing with Mainstreet
Book Now
Terms & Conditions

Goal Planning Session Offer Details

To receive the Goals Planning Session Offer, you satisfy the following criteria:

  1. You must be the age of majority, and you must be a resident of Ontario.
  2. You must meet in person or virtually with one of CAM or CS Wealth Advisors to do a comprehensive review of your financial goals and develop an investment plan to achieve those goals

New Investor Offer Details

To be eligible for the Investment Bonus Offer, you must satisfy the following criteria:

  1. You must qualify for the Goals Planning Session Offer
  2. You must deposit funds* to a Mainstreet and/or CAM and/or CS Investment Account prior to the end of the Promotion Period. *see qualification matrix below for source and Investment Account qualification criteria.

*Cash bonus offer tiers

Investment Amount Cash Back/Bonus
$5,000-$24,999 $100
$25,000-$99,999 $200
$100,000-$249,999 $300
$250,000-$249,999 $400
$300,000 $600

*Qualification matrix

Origination of Funds Investment Account
Mainstreet Chequing/Savings Mainstreet Term
Deposit
Credential Asset Management or Credential Securities
Mainstreet Chequing/Savings Does Not Qualify Does Not Qualify Qualifies
Mainstreet Term Deposit Does Not Qualify Does Not Qualify Does Not Qualify
Other Financial Institution Does Not Qualify Qualifies Qualifies

Close your eyes and imagine your retirement. How are you enjoying your golden years and how much savings will be required to achieve this dream? Meet with your Mainstreet Financial Advisor and we will help create a plan to get you there.

Start saving today to fund your dreams of tomorrow

A Registered Retirement Savings Plan, popularly known as an RRSP, is an investment tool to help you save for your retirement, while also lowering the income tax that you may pay during your working years.

Money contributed to an RRSP is shielded from tax as it goes in and can be invested on a tax-free basis until it’s withdrawn during retirement, at which time what is withdrawn is taxed as income.

RRSP’s can be invested in many savings vehicles at Mainstreet

Pre-Authorized Contributions

Invest early and often and you will take advantage of the benefits of savings growth through compounding interest -- where your savings create more savings just by being in the account!

Talk to your Financial Advisor on how you can setup effortless weekly, bi-weekly, or monthly deposits to your RRSP account to have your savings working for you. Members can also make transfers to their RRSP accounts through Mainstreet’s Online Banking system.

RRSP Loan

Are you wondering if you would benefit from better tax savings by making use of more of your RRSP contribution room this tax year? Meet with your Financial Advisor to review your contribution room and if this will help you create further savings.

Note: Every individual has an RRSP contribution limit for each year – check your Canada Revenue Agency Notice of Assessment from the previous tax year for the amount you can contribute in the coming tax year.

Over the age of 71?

Before, or during the year you turn 71, individuals must convert all Registered Retirement Savings Plans (RRSPs) to a retirement income option, under current government regulations.

A popular retirement income option are Registered Retirement Income Funds (RRIF). Speak to your Mainstreet Financial Advisor to find out how to make the transfer and what products will best suit your needs.

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