Banking

Account Line-up

At Mainstreet our goal is to provide you with an exceptional banking experience whether you visit one of our branch locations, bank on the go on your mobile device, or use our online or telephone banking services.

Click one of the buttons below to view an account overview chart.

Mainstreet Chequing AccountsMainstreet Savings Accounts
Chequing Account Header Image
PREMIUM COMPLETE E-SSENTIAL LIGHT US ACCOUNT
OVERVIEW Perfect for those who would like unlimited monthly services topped with plenty of personalized care You like to mix things up with a medium amount of monthly in-branch, debit and online transactions You like banking online at work or home or on the go on your mobile device instead of accessing in-branch services You have light banking needs but would like to be able to access all in-branch, debit or online services An account for US chequing
ACCOUNT FEE $15.95 $9.95 $7.95 $4.95 FREE
REWARD
PROGRAM


R&R Discount
Youth/Young Adults
Golden (60+)
$10 OFF
$8 OFF
$8 OFF
FREE ACCOUNT
$8 OFF
$8 OFF
FREE ACCOUNT
FREE ACCOUNT
FREE ACCOUNT
FREE ACCOUNT
FREE ACCOUNT
FREE ACCOUNT
FREE ACCOUNT
NONE
NONE
TRANSACTIONS
(Debits, Online, In-Branch)
UNLIMITED 25 transactions

75¢ per transaction charged after 25
Unlimited electronic/online banking

In-branch: 2 FREE per month, $1.50 per transaction thereafter
12 transactions

75¢ per transaction charged after 12
1 free per month

$1.00 thereafter
ATM Ding Free/Exchange® Network ATM included
+
2 FREE interac© ATM transactions
Ding Free/Exchange® Network ATM included in 25 transactions
+
2 FREE interac© ATM transactions included in 25 transactions
Ding Free/Exchange® Network ATM included
+
2 FREE interac© ATM transactions
Ding Free/Exchange® Network ATM included in 12 transactions None included
OVERDRAFT COVERAGE FREE FREE FREE FREE None included
ACCOUNT STATEMENT FREE e-Statement

Print - charged per fee schedule*
(Golden members = FREE)
FREE e-Statement

Print - charged per fee schedule*
(Golden members = FREE)
FREE e-Statement only FREE e-Statement

Print - charged per fee schedule*
(Golden members = FREE)
FREE e-Statement

Print - charged per fee schedule*
(Golden members = FREE)
OFFICIAL CHEQUES OR MONEY ORDERS 1 FREE per month        
*All other services are charged per our service fee schedule.
Savings Account Header Image
  DAILY SAVINGS BONUS SAVINGS
(no longer available for sale as of March 1, 2015)
HIGH INTEREST SAVINGS
OVERVIEW Tuck money away for next week or next month – a great account for those needing to move money in and out more frequently Watch your savings grow with Mainstreet’s high interest bonus savings account Watch your savings grow with Mainstreet’s high interest tiered savings account
ACCOUNT FEE FREE FREE FREE
INTEREST RATE For current rates please see the Daily Savings section of our Investment Rates For current rates please see the Bonus Savings section of our Investment Rates For current rates please see the High Interest Savings sections of our Investment Rates
TRANSACTIONS 1 per month, $1.00 thereafter
Child (0-12) – unlimited
Deposits are free!
1 per month, $5.00 thereafter
Youth/Young Adults (13-25) – 4 free per month
Deposits are free!
1 per month, $5.00 thereafter
Youth/Young Adults (13-25) – 4 free per month
Deposits are free!
Service charge is exempt if monthly balance exceeds $25,000 (or $10,000 for Youth/Young Adult)
ATM’S Charged per service schedule Ding Free/Exchange Network ATM can be used as your 1 transaction per month
Thereafter, charged per service schedule
Ding Free/Exchange Network ATM can be used as your 1 transaction per month
Thereafter, charged per service schedule
DRAFT’S, MONEY ORDER’S, CERTIFIED CHEQUES Charged per service fee schedule Charged per service fee schedule Charged per service fee schedule
PRINT STATEMENT $2.00
Golden = FREE
$2.00
Golden = FREE
$2.00
Golden = FREE