3.19 % fixed rate

At Mainstreet we offer a variety of mortgage options to get you mortgage free faster. These options are important when shopping for a mortgage because they give you the flexibility to pay less and pay down your mortgage sooner.  At Mainstreet all of our mortgages offer our members a great rate plus flexible options!

Special Rates

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More than just a pretty rate.

Own your home sooner with amazing prepayment options

Pay up to 20% of the original principal of your mortgage each year at any time – no waiting for the mortgage anniversary date!
  • Pay up to 20% of the original principal of your mortgage each year and at any time you want – no waiting for the mortgage anniversary date!
  • Double up any of your regular mortgage withdrawals

For example- if your normal mortgage payment is $500 you can let us know you want to increase that payment by any amount up to another $500. See how prepayments can really make a difference in owning your home sooner by using our mortgage payment calculator tool.

See how payments can really add up by using our mortgage payment calculator tool

Payment Frequency

You decide when you want to pay your mortgage each month- smaller payments weekly or the full amount once per month- it’s your call.


Rates Change. Life Changes.

If you are in a variable rate mortgage you can decide to switch into a fixed rate product at Mainstreet at any time!

If your needs change, you want to move, your family expands and you need more space- talk to us! There are lots of options from blending your existing mortgage into another Mainstreet product, taking advantage of a new mortgage offer, or bringing your existing mortgage with you to your next home- we’ll learn more about your needs and recommend the best approach customized for you.

Want to chat mortgages?

Fill out this quick and easy form and we'll contact you to learn more about your mortgage needs.


Whether you want to talk things through, receive friendly advice on first-time home buyer mortgages, or get pre-approved for a mortgage so you can look for your new home with confidence, we give you a choice of convenient options to connect with us to get the process started:

By Phone

Contact the branch location closest to you by phone and you will be put in touch with your own local representative you will deal with from start to finish

Get pre-approved

Complete this short online application and our mortgage specialist will be in contact with you to arrange the next steps

In Person

Visit your nearest branch